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” Below, we’ll attempt to describe all the possible scenarios that can result from not paying your monthly credit card bill and provide advice for how to handle these situations.Before we go any further, it’s important to explain what you should do immediately as soon as you realize you can’t make a minimum payment: 1.Find the phone number for your credit card company and give them a call. When you get a customer service representative on the line, tell them that unexpected circumstances have made it impossible for you to make your minimum payment on time this month (If this is the first time it has happened, make that clear). Tell them when you will be able to make the payment. Ask if they can change your due date just this one time and if they would be able to waive your late fee.Our web app design and function is one of the best online today.We focus continually on usability, speed and features. The web app allows you to use all of the sites features when you are on the move.